BUSINESS LOANS
Click the links below to view your loan options
STARTER WORKING CAPITAL
PRIMARY WORKING CAPITAL
MICRO WORKING CAPITAL
HYBRID WORKING CAPITAL
EQUIPMENT FINANCING
BUSINESS LINE OF CREDIT
BUSINESS TERM LOANS
BUSINESS MICRO-TERM LOANS
HIGH FIVE BUSINESS TERM LOANS
BUSINESS INVENTORY LOANS
GET FUNDED NOW BUSINESS LOANS
When Banks says NO - We say YES!
One simple application gives you access to over 10 business funding programs designed to fit every stage of your business journey
from your first day in business to your next major expansion.
We work with credit scores as low as 500 to provide working capital and equipment financing. business lines of credit, inventory loans
and multiple term loan options.
Our dedicated lending team goes to work immediately to match
you with the best funding solution from our extensive
network of lending partners.
Say goodbye to endless paperwork and the endless runaround.
Funding from $5,000 to $2.5 Million with decisions in as little as
24 hours and industry-leading customer service from start to finish.
Browse our programs below to find your perfect loan!
STARTER WORKING CAPITAL
The GET FUNDED NOW STARTER WORKING CAPITAL LOAN PROGRAM is designed for the business that is new to the scene or for an owner going through some credit challenges. As long as you have been in business for over 3 months and are depositing in excess of $7,000 per month and... are not currently going through a BK, it’s very likely you will qualify for a Starter MCA Loan.
Featuring 3 to 36 month terms and fixed payment options, Our innovative STARTER WORKING CAPITAL LOAN PROGRAM will accommodate your specific funding needs so that you can focus on building your business.
Time in Business: 3+ Months
Credit Score: No Minimum Score Required – No Open Bankruptcies
Must Have Separate Business Checking Account
Monthly Gross Revenue/Total Monthly Bank Deposits: $7,000+
Primary Business Checking Account – Average Daily Balance: $500+
Number of Negative Balance Days/Month in Business Checking Account: 0 – 10
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TEXT JD at 817-471-7190
PRIMARY WORKING CAPITAL
The GET FUNDED NOW PRIMARY WORKING CAPITAL PROGRAM is designed for the business that has made it through the treacherous first 12 months of being in business and is still standing and positioned to grow, which means they need working capital to feed their growth.
Our PRIMARY WORKING CAPITAL PROGRAM provides longer terms and better rates on the money being borrowed, which gives our clients greater flexibility and an appetite for larger opportunities.
Time in Business: 12+ Months
Credit Score: 500+ with No Open Bankruptcies
Must Have Separate Business Checking Account
Monthly Gross Revenue/Total Monthly Bank Deposits: $15,000+
Primary Business Checking Account – Average Daily Balance: $500+
Number of Negative Balance Days/Month in Business Checking Account: 0 – 6
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TEXT JD at 817-471-7190
MICRO WORKING CAPITAL
One of our most popular loan products in the tool kit... is the GET FUNDED NOW
MICRO WORKING CAPITAL LOAN PROGRAM. Just look at all of the benefits listed below
Super-fast, unsecured Working Capital when you need it most!
Apply Today and Get Funded tomorrow
Approvals From $2,000 to $40,000 (up to 5 positions)
We will beat any written offer. Contact us with your current offer and let us beat it!
Minimum Credit Score: 500 (Soft Inquiry Only! No impact on your credit score) ZERO risk to you.
Over 100 Working Capital Products, which Allows customized solutions for your business.
Early Repayment Discounts – up to 30%.
We will Provide Your Business with the very best Working Capital Loan Product for your current financial needs and situation.
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TEXT JD at 817-471-7190
HYBRID WORKING CAPITAL
The GET FUNDED NOW HYBRID LOAN PROGRAM offers you the best of both worlds by providing you with WORKING CAPITAL AND A LINE OF CREDIT to help you manage your finances and obligations at the best loan prices in the industry.
Works Like a Revolving Line of Credit: With our Hybrid Working Capital Product, You are able to draw repaid principal without changing the periodic payment amount. Only pay interest on the amount drawn from the approval balance.
Flexible Payback Schedule: Daily, Weekly or Monthly. Not all small businesses are the same, why should your payment schedule options be?
Early Repayment Discounts: We provide early repayment discounts on EVERY LOAN we offer!
6+ Months Time in Business
550+ Credit Score
$15,000+ Monthly Revenue
GET PRE-APPROVED TODAY and take advantage of our HYBRID WORKING CAPITAL LOANS
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TEXT JD at 817-471-7190
EQUIPMENT FINANCING
“Prime” – A Credit Equipment Financing Program:
5+ years – Time in Business is preferred
680+ Credit Score
Application Only – Available on Equipment Purchases $5,000 to $200,000
Approval Amounts From $5,000 – $5 Million
“B” Credit Equipment Financing Program:
2 – 5 Years – Time in Business
600+ Credit Score
Application Only – Available on Equipment Purchases $5,000 to $150,000
Approval Amounts From $5,000 – $2,000,000
“C” Credit Equipment Financing – Program:
Under 2 Years – Time in Business or Start-Up Businesses
Credit Challenged – Credit Scores under 600
Application Only – Available on Equipment Purchases $5,000 to $100,000
Approval Amounts From $5,000 to $500,000
Down Payment Required – 10% – 40%
Bad Credit Equipment Financing / Challenged Credit Equipment Financing
“Start-Up” Equipment Financing Program:
No time in business required
620+ Credit Score (All 20%+ Owners Must Have a 620+ Credit Score)
0 – 12 Months In Business – $30,000 Max Approval (Unless Using Real Estate Collateral or 20%+ Down Payment)
12 – 24 Months In Business – $40,000 Max Approval (Unless Using Real Estate Collateral or 20%+ Down Payment)
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TEXT JD at 817-471-7190
BUSINESS LINE OF CREDIT
The GET FUNDED NOW BUSINESS LINE OF CREDIT provides you with multiple operational benefits
Interest Rates from 8.99% – 24.99% – Your line amount and rate will be based on our assessment of your business along with your business and personal credit.
Fixed Weekly or Monthly Payments – Automatically deducted from your business bank account, so you don’t have to worry about missing due dates. Each draw will have a term of 6, 12, or 18 months with equal amortized payments.
Your business may qualify for Monthly, Interest only payments.
*Approvals up to $300K
*Access to funds within 24 hours
*Draw multiple times per day – if needed
*Complimentary cash-flow monitoring
*No prepayment penalty
*Time In Business – 6+ months.
*Personal Credit Score – 600+ Credit Score.
*Monthly Gross Revenue – $15K+ per month.
*Average Daily Balance – $1K+
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TEXT JD at 817-471-7190
BUSINESS TERM LOANS
Check out the benefits of the GET FUNDED NOW BUSINESS TERM LOAN PROGRAM
$150,000 – $500,000.
1-4 Year Pay Back Terms.
No Pre-Payment Penalty.
Interest Rates Starting at 6.49%.
Application to Funding Within 3-5 Days.
Weekly, Bi-Weekly and Monthly Payments.
Use the funds for pretty much anything your business needs!
Qualifications:
24+ Months in business.
650+ Personal Credit Score.
$20,000 Minimum Monthly Revenue.
1 Year Personal Tax Return.
1 Year Business Tax Return.
Signed Application.
6 Months Most Recent Bank Statements.
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TEXT JD at 817-471-7190
BUSINESS MICRO-TERM LOANS
The GET FUNDED NOW BUSINESS MICRO-TERM LOAN PROGRAM provides $20 - $150K in capital for your business, with a simple one page application and 3 Month’s of your most recent Bank Statements! That's it! It's that simple.
Once we receive your documents, our underwriting process takes less than 24 hours to deliver an approval offer. Upon accepting our offer returning the signed loan documents, your business bank account will be electronically funded within 24 Hours! Quick, simple and easy.
600+ Personal Credit Score – Primary Owner
12+ Months Time In Business
$20,000+ Monthly Revenue/Average Monthly Bank Deposits
12 – 36 Month Terms
Interest Rates Starting at 8.99%
Fast Funding in 2 – 3 Business Days
Weekly & Monthly Payments
Use The Funds For Anything Your Business Needs
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TEXT JD at 817-471-7190
HIGH FIVE BUSINESS TERM LOANS
The GET FUNDED NOW HIGH FIVE BUSINESS TERM LOAN provides business owners Simple Interest Term Loans. With low Monthly ACH Payments, longer loan terms and no pre-payment penalty, Next-Financing can fund a business owner as soon as the next day.
TOP FIVE BENEFITS:
1. Broad Business Types: No Restrictions here! We welcome all “For Profit” businesses. From traditional retail stores to online and home-based businesses, We can fund them all!
The business must be opened for 3+ months with an active business bank account and the owner must have a 500+ FICO.
2. We Lend Businesses More: We fund businesses up to 4x their gross monthly business income with loan sizes ranging from $3,500 to $75,000. We count all business income from credit card transactions, cash and check transactions.
3. Affordable Payments: Loan terms from 24 to 120 months make the monthly payment affordable. With fixed monthly ACH payments, borrowers no longer have to worry about daily re-payment schedules. Annual Interest Rates from 14.9%.
4. No Pre-Payment Penalties: Businesses can pay off as soon as they’d like, allowing them to save on interest and renew faster.
5. Same Day Funding: Best of all, these loans can be funded in as little as 4 hours!
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TEXT JD at 817-471-7190
BUSINESS INVENTORY LOANS
To some business Owners, having quick access to the inventory you need is the lifeline to your success. The GET FUNDED NOW BUSINESS INVENTORY LOAN gives you the flexibility and purchasing power you need without having to go to the bank for additional capital time after time.
Revolving Inventory Credit Line: As you pay off your line, you increase the amount available. And you can borrow more as needed.
Interest Free Period: We know it can take a while for your inventory to arrive. That’s why we have up to 8 weeks of interest only payments to give you a little breathing room.
Increase Your Buying Power: Want to buy more goods than your cash on hand allows? Now you can, and take advantage of cash and volume discounts too.
Take What You Need: When you need it. Borrow the right amounts at the right time for inventory purchases.
Free Up Your Cash: Let us pay your invoices so you can use your cash for other operating expenses. Like payroll or rent.
Weekly Payments: Daily payments are a thing of the past. Weekly schedule makes payments easier to manage.
1+ Years In Business
600+ Credit Score
$15,000+ Per Month – Total Bank Deposits/Gross Monthly Revenue
GET FUNDED NOW
TEXT JD at 817-471-7190
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